- Reservations
- Travel Information
- Gates & Times
- Flight Status Notification
- Airport Information
- Timetables & Downloads
- About Checking In
- Baggage Information
- Airport Clubs & Lounges
- Special Assistance
- Destination Information
- International Travel
- During Your Flight
- AA Travel Centers
- Trip Insurance
- Customer Service and Contingency Plans
- FAQs
- Travel Deals
- AAdvantage®
- Products & Gifts
- Business Programs
- About Us
Travel Insurance
From Allianz Global Assistance
View coverage options specific to your country of residence.
Coverage Overview for Residents of the United States
Allianz Travel Insurance has been tailored to align with the specific needs of our travelers. For your convenience, trip insurance can be selected during your flight purchase on AA.com or you can learn more and get an instant quote below.
Single Trip Plans – coverage for a single trip only
- Trip Protector
- Rental Car Damage Protector
View Single Trip Plan Options »
The below chart displays the Trip Insurance benefits per person and is reflective of standard products offered by Allianz Global Assistance; other products may be offered at flight point of purchase that are more tailored to the flight itinerary details. Products offered during the flight purchase may provide different benefits than those found below or on the Allianz Global Assistance site.
 |
Trip Protector | AAdvantage® Award Travel Trip Protector Basic | AAdvantage® Award Travel Trip Protector Select | Rental Car Damage Protector |
|---|---|---|---|---|
| Premium | Varies based on trip cost (min. $35) | $13 flat fee per person |
$24 flat fee per person |
$9 flat fee per calendar day |
| Trip Cancellation | Up to trip cost (max. $10,000) |
$200* | $300* | |
| Trip Interruption | Up to trip cost (max. $10,000) |
$500* | $1,500* | |
| Emergency Medical /Dental | $10,000 | $10,000 | ||
| Emergency Medical Transportation | $50,000 | $50,000 | ||
| Travel Delay | $150 | $500 | $500 | |
| Baggage Delay | $100 | $500 | $500 | |
| Baggage Loss/Damage | $500 | |||
| Existing Medical Condition Coverage | Included | |||
| Collision / Loss Damage | Up to $40,000 | |||
| 24-hour Hotline | Included | Included | Included | Included |
| Concierge | Included | |||
| Limitations Apply | View Policy | View Policy | View Policy | View Policy |
 |
|
|
|
* Includes Change and Reinstatement fees.
Trip Protector products are available to residents of all states except Washington.
Rental Car Damage Protector is available to residents of all states except Washington and Texas.
Multi-Trip (Annual) Plans – one plan to cover all the trips you take throughout the year
- Best value for frequent travelers
- Provides coverage for non-award and AAdvantage® award travel
View Annual Trip Plan Options »
The below chart displays the Trip Insurance benefits per person and is reflective of standard products offered by Allianz Global Assistance; other products may be offered at flight point of purchase that are more tailored to the flight itinerary details. Products offered during the flight purchase may provide different benefits than those found below or on the Allianz Global Assistance site.
|
Annual Basic | Annual Select |
|---|---|---|
| Premium | $149.95 per year | $249.95 per year |
| Trip Cancellation | Trip costs up to $2,000 (per year) | |
| Trip Interruption | Trip costs up to $2,000 (per year) | |
| Emergency Medical /Dental | $20,000 | $20,000 |
| Emergency Medical Transportation | $100,000 | $100,000 |
| Travel Delay | $500 | $500 |
| Baggage Delay | $500 | $500 |
| Existing Medical Condition Coverage | Included | Included |
| Collision / Loss Damage | $45,000 | $45,000 |
| 24-hour Hotline | Included | Included |
| Limitations Apply | View Policy | View Policy |
|
|
Benefits are provided on a per trip basis unless otherwise noted.
Products are available to residents of all states except Washington.
Allianz Travel Insurance plans are underwritten by BCS Insurance Company (OH, Administrative Office: Oakwood Terrace, IL), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.
PLEASE BE ADVISED: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets. Plan may not be available in all jurisdictions.
California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as Allianz Global Assistance Insurance Agency, License # 0B01400.
Florida Residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.
New York Residents: The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer's expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer's compensation, except as otherwise provided by law.
Utah Residents: We are doing business in Utah as Allianz Global Assistance Insurance Agency.
Top Reasons to Buy Trip Insurance
- Financial coverage when plans change due to covered reasons such as illness, job loss, severe weather and more
- Reimbursement of prepaid expenses for trip interruptions and cancellations or for essential items if luggage is delayed
- Emergency medical/dental coverage while on your trip
- Rental car damage or theft coverage
- 24/7 assistance hotline and concierge services
Satisfaction Guarantee
Receive a refund on your travel insurance premium within 10 days of purchase if you decide to cancel your coverage and you have not filed a claim or departed on your trip.
